1.  Age Requirements
  HowToBuyGold.com is for men and women 18 years of age or older. We can't and will not be responsible for activities concerning minors on our web site. Abusive and / or illegal activities will be reported to the appropriate authorities.

2.  Provision of the Services by HowToBuyGold
  a.  HowToBuyGold is constantly innovating in order to provide the best possible experience for its users. You acknowledge and agree that the form and nature of the Services which HowToBuyGold provides may change from time to time without prior notice to you.
  b.  As part of this continuing innovation, you acknowledge and agree that HowToBuyGold may stop (permanently or temporarily) providing the Services (or any features within the Services) to you or to users generally at HowToBuyGold's sole discretion, without prior notice to you. You may stop using the Services at any time. You do not need to specifically inform HowToBuyGold's when you stop using the Services.

3.  Use of the Services by you
  a.  In order to access certain Services, you may be required to provide information about yourself (such as identification or contact details) as part of the registration process for the Service, or as part of your continued use of the Services. You agree that any registration information you give to HowToBuyGold will always be accurate, correct and up to date.
  b.  You agree to use the Services only for purposes that are permitted by (a) the Terms and (b) any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions (including any laws regarding the export of data or software to and from the United States or other relevant countries).
  c.  You agree not to access (or attempt to access) any of the Services by any means other than through the interface that is provided by HowToBuyGold, unless you have been specifically allowed to do so in a separate agreement with HowToBuyGold. You specifically agree not to access (or attempt to access) any of the Services through any automated means (including use of scripts or web crawlers) and shall ensure that you comply with the instructions set out in any robots.txt file present on the Services.
  d.  You agree that you will not engage in any activity that interferes with or disrupts the Services (or the servers and networks which are connected to the Services).
  e.  You agree that you are solely responsible for (and that HowToBuyGold has no responsibility to you or to any third party for) any breach of your obligations under the Terms and for the consequences (including any loss or damage which HowToBuyGold may suffer) of any such breach.

4.  Privacy and your personal information
  a.  For information about HowToBuyGold's data protection practices, please read HowToBuyGold's privacy policy. This policy explains how HowToBuyGold treats your personal information, and protects your privacy, when you use the Services.
  b.  You agree to the use of your data in accordance with HowToBuyGold's privacy policies.

5.  Limitation of Liability
  a.  You expressly understand and agree that HowToBuyGold, its subsidiaries and affiliates, and its licensors shall not be liable to you for:
    i.  Any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you by using HowToBuyGold's services, however caused and under any theory of liability.. . this shall include, but not be limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation, any loss of data suffered, cost of procurement of substitute goods or services, or other intangible loss;
    ii.  Any loss or damage which may be incurred by you by using HowToBuyGold's services, including but not limited to loss or damage as a result of:
      1.  Any changes which HowToBuyGold may make to the services, or for any permanent or temporary cessation in the provision of the services (or any features within the services);
      2.  Your failure to provide HowToBuyGold with accurate account information;	
						
April 11, 2009